For an employee to qualify for the New York Disability Benefits Law, it’s necessary that the company must employ at least 1 person besides the owner within the state of New York. An employer who has one or more employees working for 30 days in any calender year would be declared a ‘covered employer’ according to the Disability Benefits Law. These 30 days need not be consecutive working days but it’s necessary that they these days should be working days in a calender year. The covered employer with regards to the law has to provide the disability benefits to all full time and part time working employees. In addition to that, employees working in a private home (house or a small private firm) are covered under the Disability Benefits Law if they work for 40 hours or more in a single week. Employees working full time would be eligible for coverage after 30 working days and employees who work part time would be eligible after their 25th day of employment. Always remember that medical care expenses is the sole responsibility of the claimant, it’s not paid by the employer or the insurance carrier. A covered employer is also authorized to deduct ½ of 1% of the salaries paid, but this ½ of 1% should not exceed 60 cents per week. The employer or the company can also take up an insurance policy in the name of the employee, so that all Disability Benefits wages are securely deposited and the employee has no worries as he/she is secured. The employer can take the policy from any insurance company, but it’s necessary that the company be authorized to write Disability Benefits insurance in that particular state.

According to the Disability Benefits Law, employees get a maximum benefit of 50% on their weekly wages which goes up to a maximum of $170 per week. If the employee is juggling between two jobs with combined wages coming to more than $120 per week, the employee has the right to ask both the employers to adjust the benefits in proportion to the earnings of each job. The time period for these benefits to take effect is seven days and employees can enjoy these benefits for a maximum duration of 26 weeks.

New York Disability Benefits Law and Pregnancy READ MORE